Using an adviser or mortgage broker

Entering into a mortgage is a big decision

Taking out a mortgage could change your life for the better, but it is a long-term financial commitment. It is important that you understand all of the implications.

For this reason, Hodge Lifetime does not offer the 50+ Mortgage or the RIO Mortgage directly to the public. We require that all applicants obtain financial advice from a qualified adviser. If you do not already have an adviser, you can start your search using the website.

If you wish to undertake some preliminary research and gain a better understanding of the implications of entering into a mortgage, a good starting point is the Money Advice Service.

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

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