An introduction to the Retirement Mortgage

The Retirement Mortgage is a new type of lifetime mortgage. It is a more flexible way of borrowing in retirement. In this section, you can learn more about the Retirement Mortgage, and the role that it could play in securing a happy retirement.

Please note that the Retirement Mortgage is outside the scope of the Equity Release Council's SHIP Standards. Your financial adviser will explain the differences to you between the Retirement Mortgage and other equity release products which are covered by the SHIP Standards, such as our other equity release products.

Why choose Hodge Lifetime?

Hodge Lifetime launched the first equity release plan in 1965, and is the longest established equity release provider in the UK. Its products are provided by Julian Hodge Bank Limited.

Hodge Lifetime has been one of the most innovative lenders in the equity release market, and it has used this experience to develop the Retirement Mortgage to complement its traditional equity release products.

This is a lifetime mortgage. To understand the features and risks, ask your Financial Adviser for a personalised illustration.

Your home may be repossessed if you do not keep up repayments on your mortgage.

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